PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Notice is hereby given that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: June 24, 2025
MORTGAGOR: Rhonda McDonald, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for The HELOC Company LLC
DATE AND PLACE OF RECORDING:
Recorded: July 9, 2025
Freeborn County Recorder
Document #: A569663
ASSIGNMENTS OF MORTGAGE:
Said mortgage was assigned to 1900 Capital Trust II, BY U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS CERTIFICATE TRUSTEE on August 18, 2025 and said assignment was recorded on August 18, 2025 and given document number A570226.
LEGAL DESCRIPTION OF PROPERTY:
LOTS NUMBER 8 AND 9 IN BLOCK NUMBER 8 IN THE VILLAGE (NOW CITY) OF ALDEN FREEBORN COUNTY, MINNESOTA, ACCORDING TO THE REVISED AND CONSOLIDATED PLAT THEREOF NOW ON FILE IN THE OFFICE OF THE REGISTER OF DEEDS (NOW COUNTY RECORDER) IN AND FOR FREEBORN COUNTY AND STATE
PARCEL ID #: 210080050
PROPERTY ADDRESS: 275 S Broadway, Alden, Minnesota 56009
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT ID NO.: 101767025060500382
LENDER OR BROKER: The HELOC Company LLC
RESIDENTIAL MORTGAGE ORIGINATOR: N/A
CURRENT MORTGAGE SERVICER: NewRez LLC
COUNTY IN WHICH PROPERTY IS LOCATED: Freeborn
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $40,
000.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $44,
487.84That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled;
PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 19, 2026 at 10:00 am
PLACE OF SALE: Freeborn County Sheriff’s Office, Law Enforcement Center, 411 Broadway S, Albert Lea, MN 56007
to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section
580.30 of the property redeemed under Minnesota Statutes sections
580.23 is May 19, 2027 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION
582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Dated: September 30, 2026
1900 Capital Trust II, BY U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS CERTIFICATE TRUSTEE
Mortgagee
Robert A. Blumberg
Minnesota State Bar No. 0506226
Johnson, Blumberg & Associates, LLC
30 N. LaSalle St., Suite 3650
Chicago, Illinois 60602
Ph. 312-541-9710
Fax 312-541-9711
Albert Lea Tribune: Sept. 30, Oct. 7,14, 21, 28 & Nov. 4, 2026
MN 26 5542/MCDONALD